Settlement

Settlement rules: regulation vs overtime, and tennis retirements

A hockey 60-minute line ignores overtime, soccer settles on 90 minutes plus stoppage, and books grade a tennis retirement in different ways. Hedge only between bets that settle on the same thing.

Updated September 27, 2026 · TrueEdge Academy

Two bets only hedge each other if they settle on the same slice of the game. A hockey “60-minute” or “regulation” line ignores overtime and the shootout, and has a draw; the ordinary moneyline includes both. Soccer markets settle on 90 minutes plus stoppage time unless they say otherwise. Tennis retirements are graded differently by different books — void, loss for the retiring player, or win for whoever advances. Pairing bets across those differences is how a locked position turns into two losing tickets.

Hockey: full game vs regulation

At the books we read, full-game hockey markets include overtime and the shootout unless the market says otherwise. FanDuel's rules settle game-score markets inclusive of overtime and any shootout, crediting the shootout winner with one goal, unless the market is marked 60 minutes or regulation time; Caesars counts overtime and shootouts for all wagers unless stated. A regulation line is a three-way market — home, draw, away — and its prices look longer because a draw is a real outcome for it.

The false arb: a 60-minute bet against a full-game bet
Team A to win in regulation at +150, $100
decimal 2.50
Team B full-game moneyline at −120, $136.36
decimal 1.833
A wins in regulation
+$13.64
B wins, in regulation or OT
+$13.64
Tied after 60, A wins in OT or shootout
−$236.36

Illustration. The pair looks like a $13.64 arbitrage because the +150 is priced to lose on a draw. The one outcome it doesn't cover costs both stakes.

Soccer: 90 minutes, extra time and advancing

Soccer bets settle on 90 minutes plus the referee's stoppage time; extra time and penalties count only if the market says so. FanDuel's and Caesars' rules both say this, and Kalshi's soccer contracts we read state the same, with a separate Tie market. In a knockout match, a “to qualify” or “to advance” market includes extra time and penalties, while the ordinary three-way moneyline does not. Hedging a to-advance bet with a 90-minute bet on the other side leaves the draw at 90 minutes uncovered in one direction.

Basketball and football quarters

Full-game NBA and NFL lines generally include overtime; segment markets are where it varies. FanDuel's NBA rules exclude overtime from fourth-quarter markets but include it in second-half markets. A second-half bet hedged with a fourth-quarter bet is not the same position if the game goes to overtime. The same care applies to baseball's pitcher rules, covered in listed pitchers vs action.

Tennis retirements: three published rules

FanDuel's Colorado rules: after a match starts, a retirement at any point voids moneyline bets on the retiring player and settles bets on the player who advances as winners; set betting is void and undetermined totals are void. Caesars: if a player retires before the first set is completed, all match bets are void; after it, bets on the retiring player lose and bets on the one advancing win. Circa's Nevada rules: a match is official once one set is completed and a winner declared, and full-match wagers then have action. Kalshi's ATP match contracts we read resolve Yes for the player who wins once a ball has been played, and resolve at a fair price if the match never starts. Other books use still other rules, including voiding every match bet unless the match is completed.

Where a retirement costs you
Caesars: Player X at +150, $100
decimal 2.50
Book V (voids all bets on a retirement): Player Y at −170, $157.41
decimal 1.588
Either player wins a completed match
−$7.41
X retires in set 2: Caesars grades X a loss
−$100
Book V voids Y and refunds
$0
Net
−$100 instead of −$7.41

Illustration. Book V stands for any book with a void-on-retirement rule. Paired the other way round — a book that pays the advancing player against one that voids the retiring player's bet — a retirement can instead leave you with one winner and one refund. Which way it breaks depends on who retires, so treat any mismatch as unhedged.

Postponed games on a prediction market

A sportsbook that voids a postponed game refunds your stake. The Kalshi NHL contract we read instead stays open if the game starts within 48 hours of its scheduled time and otherwise resolves to a fair price under the contract rules — which need not equal what you paid. If one leg of a hedge is a contract, a postponement can refund the sportsbook leg while the contract settles at a price you didn't choose.

Checking settlement before you place the pair

  1. 1Read the market name on both slips: “60 min”, “regulation”, “incl. OT”, “to qualify”.
  2. 2For tennis, find each book's retirement rule and work out what happens if either player retires before and after the first set.
  3. 3For a prediction-market leg, read its contract rules for postponement and non-start.
  4. 4If the rules don't match, either choose a different pair or size the position as if one leg can be voided.

How TrueEdge files these markets

TrueEdge reads each book's market label and files a regulation-only hockey line as a different market from an overtime-inclusive one, so the Odds Board and the arbitrage screens don't pair a 60-minute price with a full-game one. It does not model tennis retirement rules or postponement windows, so those checks stay yours before you place; hedging covers placing the pair. The odds board walkthrough shows how to read which market a row is, and house rules covers the rest of the fine print.

Frequently asked questions

Does a hockey moneyline include overtime?
The standard moneyline does, including the shootout, at the US books we checked. A market labelled 60 minutes or regulation does not, and has a draw.
Do soccer bets include extra time?
No, unless the market says so. Standard markets settle on 90 minutes plus stoppage time; to-qualify markets are settled on who progresses, so they include extra time and penalties.
What happens to a tennis bet if a player retires?
It depends on the book. FanDuel voids bets on the retiring player and pays the one who advances; Caesars voids before the first set is complete and grades the retiring player a loss after it; other books void unless the match is completed.
Can different settlement rules make both sides of a hedge lose?
Yes. A 60-minute bet hedged with a full-game bet loses both legs if the game is tied after regulation and your regulation side wins in overtime.